It's 10 p.m. and you're craving a late-night snack. A bowl of soup would be perfect, considering Milwaukee's high in January is about three degrees below freezing. After realizing that all you have is that small investment in your MarquetteCash you made about two years ago, you have to reconsider how hungry you really are.

You can still use your MarquetteCash at McCormick if you want that late-night bowl of soup, but you'll be forced to pay for a full dinner since there's no